Customized Age-Based

How it works

  • The Customized Age-Based investment option allows your client to create his or her own investment allocation using any combination of the underlying funds my59 offers for each of 10 age brackets.
  • Money invested in the Customized Age-Based investment option automatically reallocates to a new, customized investment allocation when your client’s beneficiary ages to the next bracket.

Age brackets

  • 0-3
  • 4-6
  • 7-9
  • 10-12
  • 13-14
  • 15
  • 16
  • 17
  • 18
  • 19+

 Underlying funds

Global Blended Equity and Fixed Income Portfolios

  • DFA Global Allocation 60/40 Portfolio
  • DFA Global Allocation 25/75 Portfolio

Domestic Equity

  • Vanguard Institutional Total Stock Market Index Fund
  • Vanguard Institutional Index Fund
  • Vanguard Value Index Fund
  • DFA U.S. Large-Cap Value Portfolio
  • Vanguard Growth Index Fund
  • Vanguard Mid-Cap Index Fund
  • Vanguard Small-Cap Index Fund
  • Vanguard Small-Cap Value Index Fund¹
  • DFA U.S. Small-Cap Value Portfolio¹
  • Vanguard Small-Cap Growth Index Fund¹
  • DFA Real Estate Securities Portfolio¹
  • Vanguard FTSE Social Index Fund
  • DFA U.S. Sustainability Core 1 Portfolio

International Equity

  • Vanguard Total International Stock Index Fund
  • Vanguard Developed Markets Index Fund
  • DFA International Value Portfolio¹
  • Vanguard International Growth Fund¹
  • Vanguard Emerging Markets Stock Index Fund¹

Global Equity

  • DFA Global Equity Portfolio

Domestic Fixed Income

  • DFA One-Year Fixed Income Portfolio
  • Vanguard Short-Term Investment-Grade Fund
  • Vanguard Short-Term Bond Index Fund
  • Vanguard Short-Term Inflation-Protected Securities Index Fund
  • Vanguard Total Bond Market Index Fund
  • Vanguard High Yield Corporate Fund¹

International Fixed Income

  • Vanguard Total International Bond Index Fund

Global Fixed Income

  • DFA Five-Year Global Fixed Income Portfolio

Principal Preservation

  • PIMCO Interest Income Fund
  • FDIC-insured accounts

¹ An investment allocation to this fund may not exceed 25 percent in the account. For the Customized Age-Based investment option, this cap applies to the allocation for each age bracket.


View the my529 Investment Option Performance Table.


You and your clients should read the Program Description, Part 7, Investment Information, for information about specific risks for the underlying investments in the Customized Age-Based investment option.


View the my529 Asset Fee Structure Table. Use my529’s Customized Investment Option Calculators to determine your fees within the Customized Age-Based and Customized Static investment options.